Choosing the right car goes hand-in-hand with finding the right financial package too. And, just as you’d expect from Volvo, we have a range of products to make your life easier.

Hire Purchase (HP) Explainer Video

Personal Contract Purchase (PCP) Explainer Video

Volvo Car Purchase Plan

This traditional scheme allows you to buy your car by paying, after the initial deposit, in simple, equal amounts at a fixed rate.

Plan Benefits

  • Suitable for non-VAT registered customers
  • Regular fixed instalments
  • At the end of the agreement, you own the car

How does the plan work?

  1. Choose from a range of deposits.
  2. You then choose your agreement length from 12 - 60 monthly payments to suit your cashflow needs.
  3. And at the end of the agreement the car is yours (you may settle the agreement at any time).

Volvo Car Advantage Plan

The same as the Volvo Car Flexible Purchase Plan with the added advantage that the final payment (guaranteed to be the minimum worth of the car) is optional – if you don’t wish to pay you can part exchange or return the car to Volvo.

How does the plan work?

  1. Choose from a range of deposits.
  2. You then choose your agreement length from 24, 30, 36 or 42 monthly payments to suit your cashflow needs.
  3. A Guaranteed Minimum Future Value is set by Volvo taking into consideration the age and mileage of the car. This value is used to set the optional final payment.

At the end of the agreement you have three options regarding the final payment:

  • You can part exchange the car against another Volvo. The GMFV is deducted from the part exchange and any excess can be used as a deposit on your new Volvo (you can also sell the car privately and keep any profit over the GMFV)
  • Buy the car outright by paying the GMFV
  • Return the car to Volvo Car Finance with nothing else to pay, subject to mileage and condition

Volvo Advantage Plan - The Three Options

You can part-exchange the vehicle and pay the Guaranteed Minimum Future Value, using any money over this amount as deposit towards a new vehicle. Alternatively the vehicle can be sold privately and you can keep the profit over the Guaranteed Minimum Future Value which must be paid to Volvo Car Finance. You gain the benefit of any value in excess of the Guaranteed Minimum Future Value.

Option 1 - Part Exchange

At any stage during your agreement you can talk to your dealer about settling your account and using any equity in your car towards a new Volvo. Or you can sell the vehicle privately having settled your account and keep any excess value above the GMFV/Optional Final Payment to use as a deposit on your new Volvo

Option 2 - Retain ownership

At the end of the agreement you can pay the GMFV/Optional Final Payment and retain ownership of the vehicle.

Option 3 - Return the car to Volvo

Provided the vehicle is in a decent condition (please refer to your guide to fair wear and tear) and within your agreed mileage, you can return the vehicle to Volvo with nothing more to pay. If you have exceeded the agreed mileage, an excess mileage charge will be due.

Volvo Car Personal Contract Hire

Flexible Volvo Car Personal Contract Hire enables you to fix the cost of your motoring over 2 to 4 years

Plan benefits

  • Low initial outlay and fixed monthly rentals for easy budgeting
  • Optional service, maintenance and repair cover reduces your cost of motoring, and provides peace of mind
  • Flexibility to change your contract term or mileage should your needs change

How does the plan work?

  1. Choose the hire period that is right for you (2-3 years)
  2. Choose the annual mileage that’s right for your purpose
  3. Choose the right service, maintenance and repair package for you
  4. Your fixed monthly rental is calculated based on your choices
  5. At the end of the agreement, with all criteria met, we will arrange collection of your Volvo
  6. Choose the next Volvo you want and start anew

Whats included?

  • Road fund licence included for the duration of the contract
  • Contract amendment to term and mileage to meet you needs
Optional Services:

Fixed price maintenance, which includes:

  • Routine servicing
  • Maintenance
  • Tyres
  • Batteries
  • Exhausts
  • Breakdown cover

Volvo Car Personal Contract Hire Vehicle Service Management

When you choose one of our optional service, maintenance and repair packages you get access to Volvo Vehicle Service Management. Unique to Volvo Car Personal Contract Hire from Volvo Car Leasing, Vehicle Service Management offers a quick and easy solution to servicing and repairs.

  • You simply make a direct call or book online to arrange a service, repair or MOT
  • The vehicle can be collected by a participating dealer, serviced, cleaned and returned the same day
  • Free courtesy car (subject to availability)
  • No inconvenience to you
  • A worry free motoring solution

Volvo Car Personal Contract Hire is provided by Lex Autolease Ltd, trading as Volvo Car Leasing, incorporated and registered in England with company number 1090741 & registered office at 25 Gresham Street, London EC2V 7HN. For the purposes of the Data Protection Act 1998 the data controller in relation to any information you supply is Lex Autolease Ltd, trading as Volvo Car Leasing, incorporated and registered in England with company number 1090741 & registered office at 25 Gresham Street, London EC2V 7HN. Part of the HBOS Group. Authorised and regulated by the Financial Services Authority. Finance subject to status. Guarantees and indemnities may be required.

Volvo Car Purchase Plan

A traditional method of finance which provides a simple repayment plan; the cost of the car plus a charge for interest is repaid by regular fixed instalments.

How does the plan work?

Traditional Finance Plan

  1. Choose from a range of deposits.
  2. You then choose your agreement length from 12 - 60 monthly payments to suit your cashflow needs.
  3. And at the end of the agreement the car is yours (you may settle the agreement at any time).

Volvo Car Flexible Purchase Plan

Just like the Volvo Car Purchase Plan, with the added benefit of allowing you to defer part of the cost of your Volvo until the end of the agreement. This allows you to tailor the instalments to suit your budget.

How does the plan work?

Flexible Finance Plan

  1. Choose from a range of deposits.
  2. You then choose your agreement length from 12 - 48 monthly instalments to suit your cashflow needs.
  3. Volvo then agree a final payment – taking into consideration the age, mileage and use of the car.

At the end of the agreement you pay the final payment before taking ownership of the car (you may settle the agreement at any time).

Volvo Car Advantage Plan

The same as the Volvo Car Flexible Purchase Plan with the added advantage that the final payment (guaranteed to be the minimum worth of the car) is optional – if you don’t wish to pay you can part exchange or return the car to Volvo.

How does the plan work?

Flexible Finance Plan

  1. Choose from a range of deposits.
  2. You then choose your agreement length from 24, 30, 36 or 42 monthly payments to suit your cashflow needs.
  3. A Guaranteed Minimum Future Value is set by Volvo taking into consideration the age and mileage of the car. This value is used to set the optional final payment.

At the end of the agreement you have three options regarding the final payment.

Volvo Advantage Plan - The Three Options

You can part-exchange the vehicle and pay the Guaranteed Minimum Future Value, using any money over this amount as deposit towards a new vehicle. Alternatively the vehicle can be sold privately and you can keep the profit over the Guaranteed Minimum Future Value which must be paid to Volvo Car Finance. You gain the benefit of any value in excess of the Guaranteed Minimum Future Value.

Option 1 - Part Exchange

At any stage during your agreement you can talk to your dealer about settling your account and using any equity in your car towards a new Volvo. Or you can sell the vehicle privately having settled your account and keep any excess value above the GMFV/Optional Final Payment to use as a deposit on your new Volvo

Option 2 - Retain ownership

At the end of the agreement you can pay the GMFV/Optional Final Payment and retain ownership of the vehicle.

Option 3 - Return the car to Volvo

Provided the vehicle is in a decent condition (please refer to your guide to fair wear and tear) and within your agreed mileage, you can return the vehicle to Volvo with nothing more to pay. If you have exceeded the agreed mileage, an excess mileage charge will be due.

Volvo Car Personal Contract Hire

Volvo Car Leasing contract hire makes your business life easier, by giving you access to a comprehensive range of vehicle funding packages.

Volvo Car Leasing contract hire is designed to be affordable, convenient, flexible and simple. Each package can be tailored to your individual needs whether you want just one vehicle or are running a fleet.

But we offer more than just a financial package. Volvo Car Leasing contract hire also takes on the time-consuming burden of managing and maintaining your fleet, so you are free to get on with running your business.

Why choose Volvo Car Leasing?

Affordable

  • Exclusive Volvo offers and highly competitive rentals
  • Cost-effective, giving your business an additional credit line and releasing funds for core business activities
  • Minimal outlay assists cash flow
  • Tax-efficient plus VAT recovery benefits
  • Fixed monthly rentals allow budgetary control

Convenient

  • Vehicles serviced, maintained and repaired at Volvo Dealers, with the reassurance that all work is conducted to Volvo recommended standards, using only genuine Volvo parts, maintaining warranty protection
  • Volvo Car Leasing Vehicle Service Management ensures minimal ‘driver down time’ through ease-of-service booking, free collection and delivery from your preferred location plus a free wash and vacuum (subject to availability)

Flexible

  • Range of bespoke packages available to meet your needs
  • Volvo Car Leasing Accident Management is a total in-house solution to keep your fleet mobile, removing the burden of insurance, repair and vehicle replacement administration
  • Contract Management allows financial control through contract optimisation (e.g. contract extensions, contract rewrites, pooled mileage arrangements)

Simple

  • Dedicated Account Management facilitates an understanding of individual needs
  • Road Fund Licence included, no depreciation risk and no disposal worries
  • Instant quotes available – ask your Volvo Dealer today

Contract Hire

Contract Hire is an efficient way of funding the use of a vehicle without the costs of ownership. Forward planning is simplified through fixed costs – and you avoid the difficulty of taking into account lifetime depreciation, ongoing maintenance and, ultimately, vehicle disposal.

Through Volvo Car Leasing, you only pay for the amount the vehicle has depreciated during its use, based on the mileage you cover. At the end of your contract, your vehicle is simply returned to Volvo.

Included services

  • Road fund licence included for the duration of the contract
  • Volvo Car Leasing Vehicle Service Management: a quick and easy solution for service and repair bookings
  • Contract amendment to term, mileage or contract type to meet your needs

Optional services

  • Optional fixed-price maintenance, which includes:
  • Routine servicing
  • Maintenance
  • Tyres
  • Batteries
  • Exhausts
  • Online management reporting, via your supplying dealer
  • Breakdown cover
  • Accident Management

Changing your contracts

With Volvo Car Leasing's flexible contracts, you are free to amend your term, mileage or contract type to meet your changing business needs.

Early termination

If a vehicle becomes surplus to your requirements, Volvo Car Leasing will work with you to find the most appropriate solution. In line with industry standards, if you choose to terminate your contract early, our charges will reflect the loss to Volvo Car Leasing. This involves a standard charge of 50% of the remaining rentals.

Excess mileage

We offer a pooled mileage facility if you have 10 or more Volvo Car Leasing vehicles, simplifying management and controlling costs.

Fair wear and tear

Our fair wear and tear policy requires our vehicles to be returned to us in a realistic condition related to age and mileage. Volvo Car Leasing will only charge for damaged or missing items in excess of fair wear and tear, and our policy is supported by the BVRLA-approved visual guide.

Working for you

Provided by Santander Consumer (UK) PLC trading as Volvo Car Financial Services, RH1 1SR.

Finance subject to status. Guarantees and indemnities may be required. Business users only.

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