Finance For Your Volvo
Choosing the right car goes hand-in-hand with finding the right financial package too. And, just as you’d expect from Volvo, we have a range of products to make your life easier.
Hire Purchase (HP) Explainer Video
Personal Contract Purchase (PCP) Explainer Video
This traditional scheme allows you to buy your car by paying, after the initial deposit, in simple, equal amounts at a fixed rate.
The same as the Volvo Car Flexible Purchase Plan with the added advantage that the final payment (guaranteed to be the minimum worth of the car) is optional – if you don’t wish to pay you can part exchange or return the car to Volvo.
At the end of the agreement you have three options regarding the final payment:
You can part-exchange the vehicle and pay the Guaranteed Minimum Future Value, using any money over this amount as deposit towards a new vehicle. Alternatively the vehicle can be sold privately and you can keep the profit over the Guaranteed Minimum Future Value which must be paid to Volvo Car Finance. You gain the benefit of any value in excess of the Guaranteed Minimum Future Value.
At any stage during your agreement you can talk to your dealer about settling your account and using any equity in your car towards a new Volvo. Or you can sell the vehicle privately having settled your account and keep any excess value above the GMFV/Optional Final Payment to use as a deposit on your new Volvo
At the end of the agreement you can pay the GMFV/Optional Final Payment and retain ownership of the vehicle.
Provided the vehicle is in a decent condition (please refer to your guide to fair wear and tear) and within your agreed mileage, you can return the vehicle to Volvo with nothing more to pay. If you have exceeded the agreed mileage, an excess mileage charge will be due.
Flexible Volvo Car Personal Contract Hire enables you to fix the cost of your motoring over 2 to 4 years
Fixed price maintenance, which includes:
When you choose one of our optional service, maintenance and repair packages you get access to Volvo Vehicle Service Management. Unique to Volvo Car Personal Contract Hire from Volvo Car Leasing, Vehicle Service Management offers a quick and easy solution to servicing and repairs.
Volvo Car Personal Contract Hire is provided by Lex Autolease Ltd, trading as Volvo Car Leasing, incorporated and registered in England with company number 1090741 & registered office at 25 Gresham Street, London EC2V 7HN. For the purposes of the Data Protection Act 1998 the data controller in relation to any information you supply is Lex Autolease Ltd, trading as Volvo Car Leasing, incorporated and registered in England with company number 1090741 & registered office at 25 Gresham Street, London EC2V 7HN. Part of the HBOS Group. Authorised and regulated by the Financial Services Authority. Finance subject to status. Guarantees and indemnities may be required.
A traditional method of finance which provides a simple repayment plan; the cost of the car plus a charge for interest is repaid by regular fixed instalments.
Traditional Finance Plan
Just like the Volvo Car Purchase Plan, with the added benefit of allowing you to defer part of the cost of your Volvo until the end of the agreement. This allows you to tailor the instalments to suit your budget.
Flexible Finance Plan
At the end of the agreement you pay the final payment before taking ownership of the car (you may settle the agreement at any time).
At the end of the agreement you have three options regarding the final payment.
Volvo Car Leasing contract hire makes your business life easier, by giving you access to a comprehensive range of vehicle funding packages.
Volvo Car Leasing contract hire is designed to be affordable, convenient, flexible and simple. Each package can be tailored to your individual needs whether you want just one vehicle or are running a fleet.
But we offer more than just a financial package. Volvo Car Leasing contract hire also takes on the time-consuming burden of managing and maintaining your fleet, so you are free to get on with running your business.
Contract Hire is an efficient way of funding the use of a vehicle without the costs of ownership. Forward planning is simplified through fixed costs – and you avoid the difficulty of taking into account lifetime depreciation, ongoing maintenance and, ultimately, vehicle disposal.
Through Volvo Car Leasing, you only pay for the amount the vehicle has depreciated during its use, based on the mileage you cover. At the end of your contract, your vehicle is simply returned to Volvo.
With Volvo Car Leasing's flexible contracts, you are free to amend your term, mileage or contract type to meet your changing business needs.
If a vehicle becomes surplus to your requirements, Volvo Car Leasing will work with you to find the most appropriate solution. In line with industry standards, if you choose to terminate your contract early, our charges will reflect the loss to Volvo Car Leasing. This involves a standard charge of 50% of the remaining rentals.
We offer a pooled mileage facility if you have 10 or more Volvo Car Leasing vehicles, simplifying management and controlling costs.
Our fair wear and tear policy requires our vehicles to be returned to us in a realistic condition related to age and mileage. Volvo Car Leasing will only charge for damaged or missing items in excess of fair wear and tear, and our policy is supported by the BVRLA-approved visual guide.
Provided by Santander Consumer (UK) PLC trading as Volvo Car Financial Services, RH1 1SR.
Finance subject to status. Guarantees and indemnities may be required. Business users only.
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